Free Bahi Khata Aur Udhar Ledger App | OkCredit
1 CR+ India ke dukandaars ka bharosemand udhar khata app

Digital Udhar Bahi Khata App Udhar likho.
Yaad dilao.
Wasool karo.

★★★★★ 4.6 Loved by 1 Cr+ dukandaars on Google Play

Dukaan ka udhar khata ab aapke phone mein — har credit aur payment entry 100% safe aur secure. Automatic payment reminders se paisa wasool karein 3x jaldi. Bilkul free, hamesha ke liye.

1Likho
2Yaad dilao
3Wasool karo
1 Cr+App downloads
4.6★Google Play rating
2,800+India ke sheher
11Indian bhashayein
Powerful Features

Khata manage karne ke liye sab kuch

Paper bahi khata se 10 second mein digital. Jo bhi chahiye ek dukaan chalane ke liye — sab free.

Automatic payment reminders

Har due balance par customer ko automatic SMS reminder jaata hai — aur ek tap mein WhatsApp par payment link ke saath yaad dilao. Bina maange paisa wasool.

QR se instant UPI payment

Customer reminder mein QR scan karke GPay, PhonePe, BHIM ya Paytm se turant pay kar sakta hai. Payment aate hi khata apne aap update.

A

11 bhashaon mein

Hindi, English, Hinglish, Marathi, Gujarati, Bengali, Telugu, Tamil, Kannada, Malayalam aur Punjabi — apni bhasha mein khata chalao.

100% safe aur secure

Har entry ka online backup. Phone kho jaaye ya badal jaaye — login karo aur poora khata wapas. Data sirf aap aur aapke customer ke beech.

Reports aur statements

Kisi bhi customer ka poora hisaab, monthly collection report aur account statement — PDF mein download karke share karo.

₹0

Hamesha ke liye free

Unlimited customers, unlimited entries, reminders aur backup — sab kuch bilkul free. Koi hidden charge nahi.

Shuru Karna Aasan Hai

Bina accounting knowledge, 2 minute mein setup

Na training chahiye, na accountant. Jaise paper khata likhte the, waise hi — bas digital.

STEP 1

App download karo

Google Play ya App Store se free download. Sirf mobile number se login — na form, na documents.

STEP 2

Customer jodo

Phone ke contacts se seedha customer add karo. Customer ko app ki zaroorat nahi — usse SMS se hisaab milta rahega.

STEP 3

Pehli entry likho

Udhar diya ya payment mila — amount likho, ho gaya. Baaki sab (backup, reminder, hisaab) app khud sambhal lega.

✓ Offline bhi kaam karta hai ✓ 24/7 WhatsApp support ✓ Personal udhaar khata — friends & family ke liye bhi ✓ PDF statement download & share
Har Dhandhe Ke Liye

Aapke business ke liye bana hai OkCredit

Kirana se jewellery tak — jahan bhi udhar chalta hai, wahan OkCredit chalta hai. India ke 50+ business categories ke dukandaar roz apna khata OkCredit par likhte hain.

Kirana & General Store

Roz ke ghar-ghar ke customers ka udhar khata. Mahine ke akhir mein ek tap par sabko reminder — kirana store ka sabse popular khata app.

Mobile & Accessories

Recharge, repair aur accessories ki chhoti-badi udhari ka pakka hisaab. Mobile shop ke fast-moving business ke liye 10-second entry.

Electronics & Appliances

Bade ticket size ki udhari par due date aur automatic reminders. EMI-jaise installments ka record ek hi customer page par.

Medical & Pharmacy

Regular patients ki mahine bhar ki dawaiyon ka khata. Private aur secure — har customer ka hisaab sirf uske saath share hota hai.

Garments & Footwear

Season aur shaadi ke time ki lambi udhari list ab phone mein. Customer-wise balance dekho aur collection 3x jaldi karo.

Jewellery

Bhaari amounts, purane rishtey — dono ka dhyan. Har transaction ka digital record with date, note aur automatic confirmation SMS.

Hardware & Building Material

Contractors aur mistri ki chalti udhari ka clean record. Site-wise notes ke saath har delivery ki entry, har payment ka proof.

Dairy & Milk Supply

Roz ka doodh, mahine ka hisaab. Daily entries seconds mein, aur mahine ke pehle din sab customers ko ek saath reminder.

Wholesale & Distribution

Retailers ko maal, credit par — supplier khata bhi saath mein. Dena aur lena dono ek app mein, statement PDF ke saath.

…aur 50+ business categories — auto parts, salon, tailor, stationery, vegetables, restaurant aur bahut kuch.

Poore Bharat Mein

2,800+ shehron ke dukandaaron ka OkCredit

Kashmir se Kanyakumari tak — har state, har sheher, har galli ki dukaan par OkCredit ka khata chalta hai.

TOP STATE
Taj Mahal, Agra

Uttar Pradesh mein udhar khata app

UP OkCredit ke sabse bade states mein se hai. Lucknow ke kirana stores se Kanpur ke garment bazaars aur Varanasi ki galliyon tak — lakhs of entries roz UP ke dukandaar OkCredit par likhte hain, Hindi aur Hinglish mein.

Lucknow Kanpur Varanasi Agra Meerut Gorakhpur Prayagraj
TOP STATE
Hawa Mahal ke saamne Jaipur ka bazaar

Rajasthan mein udhar khata app

Jaipur ke jewellery bazaars, Jodhpur ke handicraft exporters aur Kota ke hostel-side kirana stores — Rajasthan ke vyapari apni udhari ka hisaab OkCredit par rakhte hain, purane bahi khata ki jagah.

Jaipur Jodhpur Udaipur Kota Bikaner Ajmer Alwar
Aur in states mein bhi dukandaaron ka bharosa: Maharashtra Bihar Madhya Pradesh Gujarat West Bengal Delhi NCR Punjab Haryana Karnataka Tamil Nadu Telangana Odisha
Dukandaaron Ka Pyaar

Jo OkCredit chalate hain, woh kya kehte hain

★★★★★
"Using the app from past 2 years. Very much useful to us. Best thing is avoiding papers and pens and calculators for to track the credits given to the customers and sending reminders to them."
N
N S N Murthy NagubandiGoogle Play · Feb 2025 · 142 logon ko helpful laga
★★★★★
"It's super easy to use, helps me keep track of my customers' payments, and saves me a lot of time. I love how everything is organized and I get reminders for pending payments. Highly recommended for small business owners."
S
ShivamGoogle Play · Jun 2025 · 116 logon ko helpful laga
★★★★★
"Excellent app for shopkeepers and small businesses! Okay Credit has made it super easy to manage my daily transactions. No paperwork, no hassle — everything is recorded safely on my phone. It's fast, reliable, and 100% free. A must-have app for every small business owner."
I
Indian Fast UnlockGoogle Play · Jul 2025 · 119 logon ko helpful laga
★★★★★
"Ye app bahot hi badiya he mujhe ab bill book dekhne ki jarurat hi nahi padti jisne jaha hisab pucha wahi bata diya."
S
Shubham SinghGoogle Play · Jun 2026
★★★★★
"Okcredit is amazing app for credit transactions of business. It is very easy to use and absolutely free. Working very smoothly without any errors and hurdle. Customer queries get solved very quickly and accurately."
J
Jitendra KumawatGoogle Play · Sep 2020 · 25 logon ko helpful laga
★★★★★
"OkCredit is your online ledger/khata book to keep customer dues balances after sales on credit. Its WhatsApp like simple interface and experience makes it very easy to track credit (उधार) account balances for shop owners and also sends a balance alerts to the customers."
M
Meraj KhanGoogle Play · Jul 2020 · 5 logon ko helpful laga
★★★★★
"OkCredit is Excellent Application for My Small Scale Business. It is very easy to use and understand also."
C
Chetan ShahareGoogle Play · Jun 2026
★★★★★
"One of the best Credit App i've ever seen till date... Proper sms is sent when you add credit or advance in the name of customers. The most fabulous thing of OkCredit is its UI. You can use this app even you're illiterate."
R
Roman BerliGoogle Play · Aug 2020 · 6 logon ko helpful laga
★★★★★
"Best app for detailed bill payment given and taken with minimum cost. Also Web option given good experience."
K
Kuldeep JangraGoogle Play · Mar 2026
★★★★★
"Your hisab kitab book data is always available to you just a few taps away. Even if you lose your phone, just login with a verified phone number in the new phone to get the same data and settings."
S
Saguki GuruGoogle Play · Aug 2020
★★★★★
"Best app for genral use like house wife, salary person and also small buisness man, last 3 year use best app."
D
Dinesh PatelGoogle Play · Mar 2026
★★★★★
"Best Experience. It is a very good application, you can easily manage the money given on the loan thanks for this application."
V
Vishwajeet SinghGoogle Play · Feb 2026

Yeh asli Google Play reviews hain — 4 lakh+ ratings ke saath sab reviews padhein →

YouTube Par

Creators ne OkCredit try kiya — yeh raha unka review

Independent creators ke tutorials aur honest reviews — humne banwaye nahi, unhone khud banaye.

OkCredit ka official YouTube channel

App tutorials, business ideas aur dukaan chalane ke tips & tricks — sab kuch aapki bhasha mein. Subscribe karein aur apne business ko aage badhayein.

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Udhar Khata Guide

Paper bahi khata se digital khata tak

Wahi purana khata, wahi tareeka — bas register ki dikkatein hata di.

Purana Tareeka

Paper bahi khata

Register kho gaya ya bheeg gaya — poora hisaab gaya
Entry par jhagda — customer ke paas koi proof nahi
Har customer ko khud yaad rakhkar reminder dena
Wasooli ke liye ghar-ghar ke chakkar, awkward baat-cheet
FREE
Naya Tareeka

OkCredit digital khata

Har entry ka automatic online backup — phone badle, khata wahi
Har entry par customer ko SMS — pakka proof, jhagda khatam
Automatic payment reminders — aapko yaad rakhne ki zaroorat nahi
UPI se turant payment, seedha khate mein record — defaulter tracking ke saath
उधार UDHAR · credit Customer ko credit par diya saaman ya paisa — jo wapas milna hai
जमा JAMA · payment Customer se mila payment — udhar ke against ya advance
बही खाता BAHI KHATA · ledger book Traditional register jismein dukaan ka len-den likha jata hai
हिसाब HISAAB · balance Ek customer ka net balance — kitna dena, kitna lena

OkCredit ek free digital bahi khata aur udhar ledger app hai — India ke shopkeepers, kirana stores aur wholesalers ke liye, paper register ki poori jagah. Free mein shuru karein, kabhi bhi upgrade karein: Premium plans dekhein, FAQ padhein, ya contact karein.

Aapke Sawaal

Aksar pooche jane wale sawaal

Bahi khata app kya hota hai?

Bahi khata app traditional Indian hisaab-kitaab ki kitaab (bahi khata) ka digital roop hai, jismein dukandaar customer ka udhar aur jama likhte hain. OkCredit paper register ki jagah ek free app deta hai: har entry online safe rehti hai, customer ko automatic confirmation milta hai, aur aap kabhi bhi dekh sakte hain kis par kitna baaki hai.

Kya OkCredit use karna free hai?

Haan. OkCredit ka Basic Plan free hai — unlimited customers, unlimited entries, reminders aur online backup. Premium plans mein ad-free usage, multi-device access, GST billing, unlimited SMS reminders aur priority support milta hai. Poori jaankari okcredit.in/pricing par dekhein.

OkCredit udhar jaldi wasool karne mein kaise madad karta hai?

OkCredit aapke customers ko automatic payment reminders bhejta hai, aur aap ek tap mein WhatsApp par payment link ke saath reminder bhej sakte hain — yaani saamne jaakar paisa maangne ki zaroorat nahi. Customer UPI (GPay, PhonePe, BHIM, Paytm) se turant pay kar sakta hai, aur payment apne aap aapke khate mein record ho jaata hai.

OkCredit kaun se businesses use karte hain?

India bhar ki 50+ business categories OkCredit use karti hain — kirana aur general stores, mobile aur accessories shops, electronics, medical stores aur pharmacy, garments aur footwear, jewellery, hardware, dairy aur milk supply, wholesale aur distribution, aur bahut kuch. Jo bhi business credit par bechta hai, woh OkCredit se apna udhar khata sambhal sakta hai.

India mein OkCredit kahan-kahan use hota hai?

OkCredit India ke 2,800+ shehron mein use hota hai, khaaskar Uttar Pradesh (Lucknow, Kanpur, Varanasi, Agra), Rajasthan (Jaipur, Jodhpur, Udaipur, Kota), Maharashtra, Bihar, Madhya Pradesh, Gujarat, West Bengal, Delhi NCR aur aur bhi jagah. App 11 Indian bhashaon mein chalta hai, isliye yeh har ilaake ke business ke liye fit baithta hai.

Kya OkCredit mein mera khata data safe hai?

Haan. Aapka data online aur aapke phone dono mein backup rehta hai, isliye phone kho jaaye ya badal jaaye, tab bhi login karke poora khata wapas mil jaata hai. Entries aapke aur us customer ke alawa koi nahi dekh sakta.

Kya OkCredit offline kaam karta hai?

Haan. OkCredit internet connection ke bina bhi kaam karta hai, isliye kamzor network wale ilaakon mein bhi aap udhar aur payment entries kar sakte hain. Phone dobara online aate hi aapki entries apne aap sync aur backup ho jaati hain.

Kya main OkCredit computer par chala sakta hoon?

Haan. Android aur iOS app ke alawa, aap kisi bhi browser se web.okcredit.in par apna khata chala sakte hain — dukaan ke counter par desktop ya laptop ke liye bahut kaam ka.

Aaj hi apni dukaan ka khata digital banao

2 minute mein setup. Bilkul free. 1 Cr+ dukandaars ke saath judiye.